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What are the most common questions about the Insured Retirement Program line of credit?

Victor Stranges, National Leader, Private Banking with Manulife Bank, answers common questions you and your clients have about an IRP.

August 23, 2021

3 min read

How can life insurance lending lead to a more lucrative retirement?

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How can life insurance lending lead to a more lucrative retirement?

Victor Stranges, National Leader, Private Banking with Manulife Bank, discusses how cash surrender value can help create an income stream.

August 18, 2021

3 min read

Why Add CSV Lines of Credit to Your Product Shelf?

Expert Advice

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Why Add CSV Lines of Credit to Your Product Shelf?

Learn about key advantages.

August 16, 2021

4 min read

What are advisors’ common misconceptions about insurance lending?

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What are advisors’ common misconceptions about insurance lending?

Billy-Joe McInnis, National Leader, Business and Insurance Lending Sales with Manulife Bank, dispels eight myths surrounding this line of credit approach.

July 28, 2021

3 min read

How to Cover Retirement Shortfalls with CSV Lines of Credit?

The average lifespan of Canadians has increased dramatically in recent decades, and there’s a budding concern about maintaining quality of life through the Golden Years. To this end, Equitable Bank’s CSV FLEX Line of Credit offers a tax-efficient source of cash for Canadians with a whole life insurance policy.

July 19, 2021

4 min read

How can CSV Lines of Credit bridge the “premium offset” gap?

PAID CONTENT Canadians who own a whole life insurance policy often buy in with the expectation that policy dividends will eventually cover their entire premium amount. This “premium offset” scenario is useful for Advisors looking to manage cash flow within their client’s financial plan, yet there’s a potential roadblock that many fail to consider: What […]

June 14, 2021

3 min read

Where can Canadians find a U.S. HISA safe haven that pays 1% interest?

Damon Knights, Vice President, Sales and Distribution, Personal Banking, discusses how Equitable Bank continues to challenge the status quo with their new leading U.S. HISA solution to help wake up sleepy US dollars at a time when market opportunity is ripe.

May 31, 2021

3 min read

How can whole life insurance optimize clients’ RRSP, CPP & OAS?

Equitable Bank’s CSV FLEX Line of Credit allows Canadians to borrow against the cash surrender value (CSV) of participating whole life insurance policies. Clients can turn this hidden nest egg into a “living benefit,” adding cash to supplement retirement plans and push out their withdrawal schedule.

May 3, 2021

4 min read

Expert Advice

What are the most common questions about the Insured Retirement Program line of credit?

How can life insurance lending lead to a more lucrative retirement?

Why Add CSV Lines of Credit to Your Product Shelf?

What are advisors’ common misconceptions about insurance lending?

Why should you incorporate insurance lending into your practice?

How to Cover Retirement Shortfalls with CSV Lines of Credit?

How can CSV Lines of Credit bridge the “premium offset” gap?

Where can Canadians find a U.S. HISA safe haven that pays 1% interest?

How can whole life insurance optimize clients’ RRSP, CPP & OAS?

Where can Canadians find cash flexibility in an uncertain economy?